travel insurance

[goodlookinbill]

hi folks wheres the best place to get travel insurance. seems to have gone quite dear this year.

[yorkshirerobin]

hi folks wheres the best place to get travel insurance. seems to have gone quite dear this year.

Hi Bill we get ours from Atlas Direct.c.uk only cost us £32 for the two of us that is the premium one with no excess to pay been with them for the past 3 years and the cost has not gone up atall hope this helps Jan

[noodles1609]

Holiday Extra's is decent cover and very cheap. If you have a quidco account too they do a good amount of cashback on it as well

[JT]

www.gosure.com

Cheap as chips

[reesy1959]

Hi Bill,

The prices have more than doubled this year, and it depends on whether you have any health problems to declare as to whether they cover you or not.

Here is a thread I used in May, I eventually got insurance at double what I paid last year.

Good luck.

viewtopic.php?f=19&t=13120&hilit=holiday+insurance

[icmeler14]

Try this comparison site
http://www.moneysupermarket.com/travel-insurance/

[BlueNose]

£13 from debenhams for a fam of 3

never needed to use it thankfully

[Jay Trip]

I have just renewed ours with Insure and Go.Annual policy £89 each base price plus extra for pre existing conditions.
I also want Tunisia and Egypt covered under a European policy which my previous insurer Direct Travel have stopped covering.

[mks]

Try "getmy.com". If anybody can beat 'em, PLEASE let me know. Especially taking into account pre existing medical conditions. Two 50 (ish) people, my wife with quite a nasty history of malignant melonoma, and the price was £15 for the two week period.Mark.

[weetoony]

I have just had a GP diagnosis of high blood pressure and a prescription to control it. In your shoes, would you declare this to your travel insurer? I already have mrs. weetoony declared with a pre-existing medical condition. I'm as fit as a fiddle but my blood is boiling getting this a month before going.

[JT]

It wont affect your insurance if you declare it

[sunlover loch lomond]

I would declare it as otherwise they will find any excuse not to pay out - better safe than sorry. My husband has HBP and insurance cover it with no difficulty. Hope you have a good holiday and after a spell in Icmeler you will be so relaxed the BP will be down when you come back!

[weetoony]

Thanks John and SLL, will do tomorrow. Cheers.

[reesy1959]

I just looked at the getmy.com but they wouldnt cover my existing illness, just like a lot of companies do these days. Makes me laugh really, you have an on-going history of an illness, you try to get cover for your holidays, and they will cover you for everything except the illness you suffer with

[reesy1959]

Absolutely declare it, otherwise (god willing it never does) but if anything happened to you in resort regarding the blood pressure, your insurance would be null and void.

[Keith]

i will have high blood pressure if TL gets to 3 for a pound!! Ill have to leave me money at the bar for your wee drink weetoony!!

[worlass]

hi. I would definitely declare it, just in case. This happened to me two years ago. I was diagnosed with mild hypertension and put on a very low dose of HBP medication. I informed my insurance company as i had taken out an annual insurance several months earlier. i was told to get a letter from my GP saying that i was fit to fly and the insurance company ammended the policy which meant i was covered for anything other than a condition related to HBP.
I renewed with a different company when my policy expired, declaring my condition and am covered for everything even HBP at no extra cost and no GP letter needed.

[Jay Trip]

I just renewed our travel insurance yesterday and I was charged an excess of £8 for high blood pressure,despite us both having been on medication for a number of years.
This was the first time we have been charged extra but I always declare it as I wouldnt want the cost of medical care for anything related to high BP(stroke,heart attack)in a non EU country.

[Chocoholic]

You absolutely HAVE to declare it as if you dont declare any medical conditions then your insurance will be null and void- you may as well not be insured at all if is not declared. Even if it costs more it is worth it as no matter what happens to you even if is not related at all to your blood pressure you are still not covered. If you break a leg, get pneumonia or ANYTHING you are not covered- is not just the high blood pressure. I used to work for an insurance company.

[dragon]

You absolutely HAVE to declare it as if you dont declare any medical conditions then your insurance will be null and void- you may as well not be insured at all if is not declared. Even if it costs more it is worth it as no matter what happens to you even if is not related at all to your blood pressure you are still not covered. If you break a leg, get pneumonia or ANYTHING you are not covered- is not just the high blood pressure. I used to work for an insurance company.

Last year I found out that my travel insurances hadn't covered me for years. The reason being that years ago I was diagnosed with angina, two years later I was told that I didn't, so I didn't declare it. I then found out that even though I was told that I didn't have angina, for travel insurance purposes it has to be declared because the diagnosis could have been right and being told I didn't have it could be wrong! Seems unbelievable that I needed to declare a medical condition that I didn't have.

So my travel insurances had been invalid for years. Luckily I've never needed to make a claim. So you really have to include everything.