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Charges at Cash Points

Posted:
20 Jul 2008 15:55
by tinsle
Goin in 6 sleeps
Does anybody know if you get charged to withdraw money from the cash points i have a halifax account??

Posted:
20 Jul 2008 16:14
by Zog
Depends on your banks own policy. I know that Nationwide don't charge, dunno about Halifax tho.

Posted:
20 Jul 2008 16:25
by adewolves
To be honest all banks get money out of you one way or another, and the way things are going I can't see Nationwide doing this for much longer. Your card suplier will let you know what the charge is if you phone your bank up, it can be up to 5% which if you consider if you draw 500 quid out its going to be 25 quid... total rip off.

Posted:
20 Jul 2008 16:28
by andrea m
I have a halifax electron card and when I use it on holiday I get charged £1.50 per withdrawal although the exchange rate I get tends to be slightly higher than in resort (notice on my return when I view my statement).
Also if you are going to use it on holiday best to let the bank know before hand, as last year I couldn't use my card and so called them and it was because I hadn't told them I would be using it abroad.
Happy Holidays, Andrea

Posted:
20 Jul 2008 16:39
by adewolves
yes mines a visa electron as well but I never knew about phoning them. I'll be on the phone tomorrow.

Posted:
20 Jul 2008 19:23
by BecciBoo
I have the normal Halifax visa account and they charge.If you have never used it outside the UK before make sure you phone and tell them or they may freeze your account as a security measure and you don't want to end up not being able to get at your dosh!
Have a great holiday 7 more sleeps for me.

Posted:
20 Jul 2008 20:38
by madmackem
LLoydstsb charge £1 per transaction for their debt cards and dont have the facility on their system to register that you will be using your card abroad, so if your transaction is blocked you have to phone to unblock it. Blocking is usually caused by the banks random security check, can be a little inconvinient but I would rather have a check done than have someone clear out my account. Might be worth phoning just to ask if they have a direct number you can call should this happen.
Elaine and Peter

Posted:
21 Jul 2008 06:18
by dotty
Yes what Andrea says about Halifax is true, you need to let them know you'll be using your card abroad and it is £1.50 per transaction. What i found out was that if you tried to use your card abroad without telling them they think its been stolen and they then try to get in contact with you. Not much use if you're in Turkey and they don't have your mobile number, and you need money from the machine.

Posted:
21 Jul 2008 08:59
by emziebabey
i have a barclays card and never got charged


Posted:
21 Jul 2008 10:03
by ola
Is yours a barclays connect card.
I have used mine to withdraw sterling out of the HSBC machine in
Icmeler and i thought i got charged a minimal amount but i could be wrong.
I will have to check
Ola

Posted:
23 Jul 2008 17:05
by tinsle
Thanks everyone for the info
Have to get my card activated if i want to use it over there so anyone with a Halifax account ring up and tell them or youll be stuck and wont be able to get any money lol
ONLY 3 SLEEPS TO GO


Posted:
23 Jul 2008 19:34
by bec
Hiya
Sorry i know already been answered...but i have Halifax too and on my statements i was getting charged £1.50
xx

Posted:
23 Jul 2008 20:04
by lfc pete
hi all more reason to get a nationwide flexi a/c exchange rate in june was cash 2.40 at best card 2.46 & no charges.

more effes for me
pete