We used to not book our travel insurance until we were getting near the time to fly but a couple of years ago we booked a couple of months earlier,and glad we did my daughter had to cancel her holiday because of her son and got most of her money back if we had left it till the holiday she would have lost 60% of her money about £1200,so now we book our holiday insurance when we book our holiday,best to be safe than sorry, 202 Days to go.
Geovil